 |
02 4920 7886Book An Appointment |
Kotara, Newcastle
Tax & Accounting That Actually Makes Sense
For small business owners, tradies, professionals, and individuals in the Newcastle area who want to stay compliant, maximise deductions, and actually understand their numbers.
BAS & Returns Sorted
Maximise Deductions
Year-Round Support
Why Choose 123 Financial Group?
Stay Compliant Without the Stress
BAS, business returns, and lodgements sorted on time—every time. No more ATO penalties or scrambling at deadline.
Keep More of What You Earn
We find every deduction you are entitled to and structure your affairs to minimise tax—legally and ethically.
Clarity Over Your Numbers
Financial statements and reports you can actually understand. Know where your money is going and what to do next.
After years of doing my own books and constantly worrying about whether I was doing it right, switching to 123 Financial was the best decision I made for my business. They caught things I was missing and saved me thousands. I actually sleep better now.
Owner, Newcastle Electrical Contracting
How It Works
Getting started is simple. Here is what to expect.
1
Book Your Appointment
Choose a time that suits you. We offer in-person meetings at our Kotara office or virtual appointments via Zoom.
2
Share Your Situation
Bring your records, receipts, or just your questions. We will review where you are at and what you need.
3
We Handle the Rest
We prepare your returns, lodge everything with the ATO, and keep you informed every step of the way.
4
Stay Supported Year-Round
Ongoing access to our team for questions, strategy sessions, and proactive tax planning advice.
Ready to get your tax and accounting sorted?
Book your appointment today and get clarity on your financial future. No obligation, no pressure—just honest advice.
What Our Clients Say
Real reviews from real clients in the Newcastle area.
★★★★★
Professional, thorough, and they actually explain things in plain English. Highly recommend.
Small Business Owner, Charlestown
★★★★★
I was behind on three years of tax returns and terrified of what the ATO would do. The team at 123 Financial sorted it all out, negotiated a payment plan, and got me back on track. Forever grateful.
Tradesman, Maitland
★★★★★
Best accountants I have worked with. They are proactive, not just reactive. They reach out before deadlines and suggest ways to improve our tax position throughout the year.
Director, Lake Macquarie Physiotherapy
★★★★★
After my previous accountant retired, I was worried about finding someone I could trust. 123 Financial Group exceeded my expectations. They are thorough, responsive, and genuinely care.
Property Investor, Newcastle
★★★★★
They helped us transition from spreadsheets to Xero and now our books are always up to date. Game changer for our business.
Co-Owner, Hunter Valley Cafe
★★★★★
Great service, fair pricing, and they actually return calls. What more could you ask for in an accountant?
Sole Trader, Wallsend
Frequently Asked Questions
How much do your accounting and tax services cost?
Our pricing depends on your specific needs—whether you are an individual with a simple tax return or a business requiring full bookkeeping and compliance services. We offer transparent fixed-fee pricing for most services. Book a free initial consultation and we will provide a clear quote with no surprises.
Do I need to come into your office or can we work remotely?
Both options are available. We have a modern office in Kotara for face-to-face meetings, but we also work with clients across Australia via phone, email, and Zoom. Most documents can be shared securely online through our portal.
What if I am behind on my tax returns or BAS lodgements?
Do not worry—you are not alone, and we have helped many clients get back on track. We will work with you to catch up on overdue lodgements, communicate with the ATO on your behalf, and set up systems to keep you compliant going forward.
Can you help me if I have already lodged my tax return with another accountant?
Yes. If you believe there were errors or missed deductions, we can review your return and, if necessary, lodge an amendment with the ATO. We can also take over your ongoing tax and accounting work moving forward.
Do you work with Xero, MYOB, or QuickBooks?
We are Xero certified advisors and work extensively with Xero, MYOB, and QuickBooks. We can help you set up your software, migrate from spreadsheets or another platform, and provide ongoing bookkeeping support.
What is the difference between a tax agent and an accountant?
A registered tax agent is authorised by the Tax Practitioners Board to lodge tax returns and communicate with the ATO on your behalf. An accountant may provide broader business advisory and financial reporting services. Our team holds both qualifications, so you get comprehensive support.
How soon can I get an appointment?
We typically have appointments available within 3-5 business days. During peak tax season (July–October), availability may be slightly longer, but we will always do our best to accommodate urgent requests.
What documents do I need to bring to my tax appointment?
For individuals: your previous year tax return, income statements (PAYG summaries), receipts for deductions, private health insurance statement, and any investment or rental property records. For businesses: profit and loss statements, BAS summaries, bank statements, and receipts. We will send you a detailed checklist when you book.
123 Financial Group vs. Typical Accountant
See the difference for yourself.
| Feature | Us | Them |
|---|---|---|
| Registered Tax Agent | ✓ | ✓ |
| Proactive Tax Planning Advice | ✓ | ✗ |
| Year-Round Support (Not Just Tax Time) | ✓ | ✗ |
| Xero Certified Advisors | ✓ | ✗ |
| Fixed-Fee Pricing (No Surprise Bills) | ✓ | ✗ |
| Dedicated Account Manager | ✓ | ✗ |
| Business Strategy & Growth Support | ✓ | ✗ |
| Same-Day Response to Urgent Queries | ✓ | ✗ |
🛡
Our Service Guarantee
We stand behind our work. If we make an error that results in penalties or interest from the ATO, we will cover the cost. You will also receive clear, upfront pricing before we start any work—no hidden fees, no surprises. If you are not satisfied with our service in the first 30 days, we will refund your fee in full.
Get In Touch
Connect with us by phone, email, or the form below.
Visit usSuite 24, Level 1, OTP House, 10 Bradford Close, Kotara NSW 2289
Call us02 4920 7886