Home · Blog · Tax Tax Tax Deductions for Hair and Beauty Professionals in Australia By Jen Richardson June 2026 7 min read The Shorter Version Hairdressers and beauty therapists have a wide range of legitimate tax deductions available — tools, occupation-specific clothing, education, and the work-related portion of phone and travel costs. The ATO […]

Home · Blog · Bookkeeping Bookkeeping Do Tradies Need a Bookkeeper? By Jen Richardson June 2026 6 min read The Shorter Version If you can’t tell me what your margin was on the last job you finished, you need a bookkeeper. Not eventually. Now. Trade businesses run on tight margins, fluctuating cash flow, and project-based […]

Home · Blog · Mortgage Broking Mortgage Broking Did You Know We Also Do Mortgage Broking? By Jen Richardson June 2026 5 min read The Shorter Version Alongside accounting, bookkeeping, and business advisory, 123 Financial Group also does mortgage broking. A lot of our clients have used us for years and never knew. If you […]

If cash flow feels tighter than it should in your business, it is easy to assume the problem is sales. Not enough work.Not enough revenue.Not enough money coming in. Sometimes that is true. But quite often, the pressure starts somewhere less obvious. It starts in the bookkeeping. Because cash flow problems are not always caused […]