Blogs

Blogs

If cash flow feels tighter than it should in your business, it is easy to assume the problem is sales. Not enough work.Not enough revenue.Not enough money coming in. Sometimes that is true. But quite often, the pressure starts somewhere less obvious. It starts in the bookkeeping. Because cash flow problems are not always caused […]

- Jen Richardson

Crypto might feel like a new frontier, but when it comes to the ATO, it’s treated just like any other investment — and that means Capital Gains Tax (CGT) applies. And here’s what surprises most people: CGT doesn’t just apply when you cash out to Aussie dollars. It can also kick in when you move […]

- Jen Richardson

It’s a question I get asked every single tax season: “Why do I still have a HECS-HELP debt to pay when my employer has been taking money out of my pay all year?” If you’ve found yourself in this boat, you’re not alone — and no, your employer hasn’t done anything wrong. The way HECS […]

- Jen Richardson

Tax time can feel like a mystery box — you know there are deductions in there somewhere, but working out what applies to you can feel overwhelming. The truth is, claiming deductions doesn’t have to be complicated. The key is to focus on what’s genuine, work-related, and well-documented. Here’s a quick guide to some of […]

- Jen Richardson

123 Financial Group

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