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02 4920 7886Book An Appointment |
Serving Businesses Australia-Wide
Bookkeeping for Australian businesses
Accurate, up-to-date books without the late nights. We keep your numbers clean, your payroll on time, and your BAS ready to lodge.
Books Always Up To Date
Payroll Run On Time
BAS-Ready Every Quarter
Why Choose 123 Financial Group?
Books That Are Always Current
Bank feeds reconciled weekly, invoices and bills coded correctly, and receipts captured digitally—so your numbers are accurate every time you look at them.
Payroll & Super Without the Stress
Wages processed on time, Single Touch Payroll reported, and superannuation paid by the deadline—your team gets paid right, and you stay compliant.
Reports You Can Actually Use
Monthly profit and loss, cash flow snapshots, and plain-English summaries that show exactly where your money is going—and where you can hold on to more of it.
I used to spend every Sunday night buried in receipts and bank statements. Since handing the books to 123 Financial, everything is reconciled, payroll just happens, and my BAS is ready before I even think about it. I got my weekends back.
Owner, Doyle Plumbing Services
How It Works
Getting started is simple. Here is what to expect.
1
Book An Appointment
Choose a time that suits you. Meet us in person or jump on a Zoom call—wherever your business is in Australia, we can help.
2
We Review Your Books
We look at your current bookkeeping, software setup, payroll, and backlog to find errors, duplicated work, and anything putting you at compliance risk.
3
Get a Clear Plan & Fixed Price
You get a tailored bookkeeping plan covering reconciliation, payroll, and reporting—with transparent fixed-fee pricing before any work starts.
4
Relax While We Keep You Current
Weekly reconciliation, on-time payroll, quarterly BAS-ready books, and monthly reports delivered without you chasing anyone.
Ready for books that take care of themselves?
Book your appointment today and get clarity on your financial future. No obligation, no pressure—just honest advice.
What Our Clients Say
Real reviews from real clients in the Newcastle area.
★★★★★
Our books were six months behind and a total mess. They cleaned everything up, moved us onto Xero properly, and now everything reconciles weekly. Worth every cent.
Director, Palmer Earthworks
★★★★★
Payroll for twelve staff used to take me half a day every week. Now it just happens—correct, on time, every time. STP and super are handled too.
Practice Manager, Brisbane
★★★★★
The monthly reports are a game changer. For the first time I actually understand my margins and where the cash goes each month.
Cafe Owner, Melbourne
★★★★★
Fast, accurate, and they answer the phone. Our BAS is ready every quarter without me lifting a finger.
Online Retailer, Sydney
★★★★★
They untangled years of miscoded transactions and set up systems so it never happens again. Our accountant loves them too—tax time is painless now.
Builder, Central Coast
★★★★★
Fixed monthly fee, no surprises, and books I can trust. Exactly what a small business needs.
Sole Trader, Perth
Frequently Asked Questions
How much does bookkeeping cost?
It depends on your transaction volume, number of employees, and how current your books are. We offer transparent fixed monthly fees, so you know exactly what you are paying—no hourly surprises. Book an appointment and we will quote clearly before any work starts.
My books are months (or years) behind. Can you catch them up?
Yes—backlog rescue is one of the most common jobs we do. We will reconcile the backlog, fix miscoded transactions, catch up overdue lodgements with the ATO where needed, and then set up a routine so your books never fall behind again.
Do you work with businesses outside Newcastle?
Absolutely. We work with businesses right across Australia. Bookkeeping is fully cloud-based—we work in your Xero, MYOB, or QuickBooks file, meet over Zoom, and share documents digitally, so location is never a barrier.
Which bookkeeping software do you support?
We are Xero certified advisors and also work extensively with MYOB and QuickBooks. If you are still on spreadsheets, we can migrate you to cloud software, set up bank feeds and payroll, and train you or your team.
Can you handle payroll, STP, and super?
Yes. We process wages, report Single Touch Payroll to the ATO each pay run, track leave entitlements, and make sure superannuation guarantee payments go out before the deadline—so you stay compliant and your team gets paid correctly.
Will my books be ready for BAS and tax time?
That is the whole point. Your books are reconciled and review-ready every quarter, so BAS lodgement is quick and accurate. At year end, your accountant gets a clean file—which usually means lower accounting fees too.
What is the difference between a bookkeeper and an accountant?
Bookkeepers keep your day-to-day records accurate—reconciliation, invoicing, payroll, and reporting. Accountants use those records for tax returns, structuring, and strategic advice. At 123 Financial Group we do both under one roof, so nothing gets lost between two providers.
How soon can we get started?
We typically have appointments available within 3-5 business days. If you have an urgent issue—an overdue BAS, a payroll problem, or an ATO letter—let us know and we will prioritise it.
123 Financial Group vs. Typical Accountant
See the difference for yourself.
| Feature | Us | Them |
|---|---|---|
| Xero Certified Advisors | ✓ | ✗ |
| Weekly Bank Reconciliation | ✓ | ✗ |
| Payroll, STP & Super Handled | ✓ | ✗ |
| BAS-Ready Books Every Quarter | ✓ | ✗ |
| Monthly Reports In Plain English | ✓ | ✗ |
| Fixed Monthly Fee (No Hourly Surprises) | ✓ | ✗ |
| Bookkeeping & Accounting Under One Roof | ✓ | ✗ |
| Same-Day Response to Urgent Queries | ✓ | ✗ |
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Our Bookkeeping Service Guarantee
We stand behind our work. If a bookkeeping error on our part results in penalties or interest from the ATO, we will cover the cost. You will always receive clear, upfront pricing before we start any work—no hidden fees, no surprise bills. And if you are not satisfied with our service in the first 30 days, we will refund your fee in full.
Get In Touch
Connect with us by phone, email, or the form below.
Visit usSuite 24, Level 1, OTP House, 10 Bradford Close, Kotara NSW 2289
Call us02 4920 7886