My Money Makeover · Personal Money Audit

If I gave $10 million right now, would you be broke a year from now?

The hard truth is earning more money will not automatically get you where you want to be, when you haven’t changed the way you handle money now

Apply For Your Personal Money Audit

20 minutes with Jen Richardson. No preparation required.

Jen Richardson

Jen RichardsonMy Money Makeover

Recognition

The problem is not one expensive coffee

The occasional takeaway, holiday or other ‘luxurious expenses’ that make you feel guilty is not why you’re not getting ahead. Right now, your money currently flows in and out without a working plan.

A bigger income does not automatically create a better life. That’s why people can earn good money and still have:

  • No real savings buffer.
  • Debt they thought would be gone by now.
  • A credit card that keeps getting paid down, then filled up again.
  • No idea what their super is doing.
  • A crushing feeling that they are working hard without building anything.

And a budgeting app is not enough to help you figure this out.

I earn a decent salary, but always felt broke! My Money Makeover has given me the answers, and an easy system to make sure I am never left short and even saving for the future!

Karen, My Money Makeover member

The offer

Your Personal Money Audit gives you a starting point

This is a private 20-minute conversation with me for women who are ready to take action and make changes in the next 30 days.

Private20 minutesWith Jen

On the call, I’ll help you work through:

  1. What money is coming in and where it is currently going.
  2. Whether debt, lack of a buffer, spending patterns or no clear plan is the bigger issue.
  3. What you are trying to build toward: getting rid of debt, saving, buying a home, having more options, retiring without panic.
  4. The first area that needs attention, so you stop trying to solve your whole financial life in one overwhelmed weekend.

At the end, I’ll tell you plainly whether My Money Makeover is the right support for you. If it is not, I’ll say so.

With a family of 5, our weekly grocery bill was around $500. Jen’s program helped me identify areas we were wasting money, and now I’ve cut that down to 320 a week! I’ve already saved close to $2,500!

Kristin, mum of three, My Money Makeover member
Portrait of Jen Richardson

About Jen

You’re getting a slice of my 40 years of experience in 20mins

I’ve spent more than 40 years helping people make sense of their money, without the jargon you see online.

But, I don’t teach from a high horse. I started working in accounting at 18, but nobody had taught me how to manage my own money. In my 20s, I used credit cards, paid interest and spent freely. When I returned from my honeymoon at 30, I had $10 in the bank.

I didn’t suddenly start earning more or become naturally disciplined. What changed was I learned the steps, built a system around them and started making decisions before all my money was gone.

So, I’m offering you that same system I use and my expertise to guide you.

But first, you have to want it.

“A wake up call and even some clarity.”“I’m almost finished with the first module and wow, the things I’m learning about myself (mindset around money) have not only hit home, but been a wake up call and even some clarity. Thank you for designing an awesome program!”

Stacey, My Money Makeover member

Is this you?

This is for you if you:

I will be kind, but I will not be vague.

  • Earn money but have no idea why you are not getting further ahead.
  • Are tired of debt hanging around.
  • Want to build savings but keep needing to use them.
  • Keep postponing super, investing or retirement planning.
  • Know you need a system; not another tip, podcast episode or spreadsheet.
  • Are willing to make a change in the next 30 days.

Next step

What happens after you apply

  1. Answer a few short questions about what you want to change.
  2. Choose a time for your 20-minute Personal Money Audit.
  3. Receive a short video from me before the call, so you know what I look for and what My Money Makeover is designed to help with.
  4. Come to the call as you are.
  5. Leave knowing what needs attention first and whether My Money Makeover is the right next move.

I’m Ready For My Personal Money Audit

Final call

Do you want another year of hard work to disappear into the same cycle?

Life may never settle down. There’ll always be a bill, a child, a job, a family commitment or a reason to put this off until you have “more time/money”.

You can keep giving yourself excuses, or you can finally take control.

I’m Ready For My Personal Money Audit

Apply for your Personal Money Audit

A few short details so Jen’s team can review your application.

Are you ready to make changes in the next 30 days?

Please don’t enter bank, card, super or other financial account details in this form.

We’ll only use your details to contact you about this application, not for marketing.