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Jennifer Richardson

Full Name

Jennifer Richardson


Founder and Director



Contact #

(02) 4920 7886


Professional Journey

Bachelor of Commerce (B.Com.), Accounting
Over 30 years in financial services
Director and Founder of 123 Financial Group, Got Money Honey and Business Growth Academy
Accountant, Mortgage Broker, Financial Adviser, Business Coach

Professional Memberships

Institute of Chartered Accountants
National Tax & Accountants Association
Australian Institute of Professional Accountants
ASIC Registration 1255457

Areas of Expertise

Financial education and literacy
Budgeting and cash flow management
Debt management and reduction strategies
Retirement planning and income strategies
Investment planning and portfolio management
Tax-efficient strategies and planning
Wealth creation and accumulation
Personal insurance analysis and coverage recommendations
Estate planning and wealth transfer strategies
Superannuation (including Self-Managed Superannuation Fund SMSF) advice
Business growth, succession planning, and exit strategies.
Risk management and asset protection

Outside the Office

I love diving into finance and mindset books for fun.
Family time with my husband, three active sons, and two lively dogs is a top priority.
I enjoy sewing and crafting.
In the kitchen, I'm an adventurous cook.
Saturday mornings are all about strong coffee and watching sports with my boys.
My true passion is helping others, especially when it comes to women's financial literacy.
Jennifer Richardson is a credit representative (502929) of QED Credit Services Pty Ltd, ACN 147 272 295 (Australian Credit Licence 387856)
Authorised Representative No. 1255457 and Seven Eighty Nine Pty Ltd is Corporate Authorised
Representative No. 1255457 of GPS Wealth Ltd (AFSL 254544)
To view our Financial Planning Privacy Policy, please  click here.
To view our Financial Planning Financial Services Guide, please  click here.
To view our Credit Guide, please  click here.
Jenny and her team are professional and compassionate. 123 Financial Group will have my business into the future. Recommended by my husband and haven’t looked back.
- Vanessa Cleary
My family & I highly recommend Jen Richardson. Excellent in her field.
- R. Asomua
Jen inspires both confidence and independence. Here are the tools!
- Liz
Jenny and the team 123 Financial Group have been doing our accounting and taxation for over a decade and we have always received the most professional, timely and superlative service. Nothing is ever too much trouble, and they always go the extra mile.
- Sandra Fitzgerald
Jenny and her team have been our tax agents for over 15 years. Highly experienced and very knowledgeable. Highly recommended.
- Kylee Lowe
A massive thanks to Jenny for putting all of this super-important financial info into words that make good, plain sense! Her approach is really a breath of fresh air.
- Helen