Blogs

Blogs

Crypto might feel like a new frontier, but when it comes to the ATO, it’s treated just like any other investment — and that means Capital Gains Tax (CGT) applies. And here’s what surprises most people: CGT doesn’t just apply when you cash out to Aussie dollars. It can also kick in when you move […]

- Jen Richardson

It’s a question I get asked every single tax season: “Why do I still have a HECS-HELP debt to pay when my employer has been taking money out of my pay all year?” If you’ve found yourself in this boat, you’re not alone — and no, your employer hasn’t done anything wrong. The way HECS […]

- Jen Richardson

Tax time can feel like a mystery box — you know there are deductions in there somewhere, but working out what applies to you can feel overwhelming. The truth is, claiming deductions doesn’t have to be complicated. The key is to focus on what’s genuine, work-related, and well-documented. Here’s a quick guide to some of […]

- Jen Richardson

Tax time doesn’t have to be stressful. With the right preparation, it can be smooth, straightforward, and even empowering. Whether you lodge your return yourself or work with an accountant, staying organised is key to getting the best outcome possible — without the last-minute panic. Let’s walk through some essential tips to help you make […]

- Jen Richardson

123 Financial Group

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