At 123 Financial Group, we take the stress out of borrowing. Whether you’re buying your first home, refinancing for a sharper rate, growing a property portfolio, financing a car, or funding the next stage of your business, we start by understanding your goals and then compare loans across a wide panel of lenders to find the one that genuinely fits.
Buying your dream home?
We’ll guide you through the process from start to finish, explaining the steps in plain English and helping you avoid costly mistakes.
We make buying your first home less scary and more achievable, helping you understand what you need, what you can borrow, and what to expect along the way.
Not sure if your current loan is still competitive? A quick review could save you thousands. We compare rates, crunch the numbers, and help you make the switch if it makes sense.
Need extra funds to grow, hire staff, or improve cash flow? We help you choose the right finance to support your goals without tying your hands.
Whether it’s your first investment or your fifth, we’ll help you structure the loan correctly to support long-term wealth-building.
Running a business often means needing the right tools. We help business owners secure finance for vehicles, machinery, and equipment—without blowing the budget.
Your income, your goals, and what you’re really trying to achieve. Then we match you with finance that fits. No confusing jargon, no pushy bank speak, just honest, strategic advice to help you move forward with confidence.
You deserve a finance partner who’s in your corner. So, whether it’s your home, your business, or your future you’re building, we’re here to help you fund it, the smart way.
There are thousands of loans on the market, but who has time to compare them all?
While a bank will present you with options from their own product range, we compare loans from a vast number of lenders — and help you determine which one is the absolute best for you. Whether you're taking the plunge into home ownership, looking to refinance, upgrading your wheels or expanding your business, 123 Financial Group has a finance solution.
We'll work with you to understand your needs and goals, figure out what you can afford to borrow, find options to suit your situation and explain the financial jargon. Then we'll help you apply for the loan and manage the process through to settlement. Finance sorted!
We want to take the stress out of finding a loan, which is why our expert loan specialists in Charlestown are passionate about securing the funding you need — whether it’s for a residential, commercial or car and equipment loan.
Our mortgage brokers who specialise in the industry will help you get the best rates on the market so you can finally own that new home or investment property you’ve been dreaming about.
We’ll guide you through the entire process of getting approved and advise you on all aspects of commercial loans. We know the industry like the backs of our hands and we’ll help you find the right loan for your business at the right price.
We’ll get you on the road to success by helping you find the right deals for a large variety of boat, car, caravan or equipment loans. We’ll help you access both the funds and the freedom that you need.
Want to know how much you can borrow and what your loan repayments might be? Check our free, easy-to-use online finance calculators.
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Jenarated Solutions Pty Ltd is a credit representative (502881) of QED Credit Services Pty Ltd, ACN 147 272 295 (Australian Credit Licence 387856)