We already know your numbers. That changes what we can do.
Most of our clients find out we do mortgage broking by accident, usually when they come in for their tax return. A few have said to me afterwards: if I’d known, I would have come to you years ago.
We already have your financials. Your income, your structure, your tax position, how your business is set up. A broker who has never seen your books has to build that picture from scratch. We don’t.
When we find you a saving on your home loan, we also look at what to do with it. Pay the loan down faster. Redirect it to super. Start an investment. Most brokers find the rate and move on. We ask what the rate does for you next.
First home or next property. We understand how tradie and small business income looks to a lender.
A rate check costs nothing. We run the comparison and handle the process if there’s a better option.
Structured correctly to work with your overall financial position and tax.
Loans, lines of credit, and cash flow finance for small business owners.
Vehicles, machinery, tools — funded and structured to be tax-effective.
A thirty-minute conversation is usually enough to tell you whether your current loan is competitive. No pressure. No commitment.
Suite 24, Level 1, OTP House, 10 Bradford Close, Kotara NSW 2289 • Serving clients across Australia
Jenarated Solutions Pty Ltd t/a 123 Finance and Loans. Credit Rep 502881 authorised under ACL 387856.
There are thousands of loans on the market, but who has time to compare them all?
While a bank will present you with options from their own product range, we compare loans from a vast number of lenders — and help you determine which one is the absolute best for you. Whether you're taking the plunge into home ownership, looking to refinance, upgrading your wheels or expanding your business, 123 Financial Group has a finance solution.
We'll work with you to understand your needs and goals, figure out what you can afford to borrow, find options to suit your situation and explain the financial jargon. Then we'll help you apply for the loan and manage the process through to settlement. Finance sorted!
We want to take the stress out of finding a loan, which is why our expert loan specialists in Charlestown are passionate about securing the funding you need — whether it’s for a residential, commercial or car and equipment loan.
Our mortgage brokers who specialise in the industry will help you get the best rates on the market so you can finally own that new home or investment property you’ve been dreaming about.
We’ll guide you through the entire process of getting approved and advise you on all aspects of commercial loans. We know the industry like the backs of our hands and we’ll help you find the right loan for your business at the right price.
We’ll get you on the road to success by helping you find the right deals for a large variety of boat, car, caravan or equipment loans. We’ll help you access both the funds and the freedom that you need.
Want to know how much you can borrow and what your loan repayments might be? Check our free, easy-to-use online finance calculators.
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Jenarated Solutions Pty Ltd is a credit representative (502881) of QED Credit Services Pty Ltd, ACN 147 272 295 (Australian Credit Licence 387856)