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Finance Blog For Small Businesses & Tradies

At face value, it seems like a great idea. If you’re a small business owner with just a few employees, you probably think that hiring a payroll specialist is an expense that you can avoid. You feel that you can handle it yourself. You have the best intentions to keep your staff paid right and […]

- Jen Richardson

Home · Blog · Tax Tax Tax Deductions for Hair and Beauty Professionals in Australia By Jen Richardson June 2026 7 min read The Shorter Version Hairdressers and beauty therapists have a wide range of legitimate tax deductions available — tools, occupation-specific clothing, education, and the work-related portion of phone and travel costs. The ATO […]

- Jen Richardson

Home · Blog · Bookkeeping Bookkeeping Do Tradies Need a Bookkeeper? By Jen Richardson June 2026 6 min read The Shorter Version If you can’t tell me what your margin was on the last job you finished, you need a bookkeeper. Not eventually. Now. Trade businesses run on tight margins, fluctuating cash flow, and project-based […]

- Jen Richardson

Home · Blog · Mortgage Broking Mortgage Broking Did You Know We Also Do Mortgage Broking? By Jen Richardson June 2026 5 min read The Shorter Version Alongside accounting, bookkeeping, and business advisory, 123 Financial Group also does mortgage broking. A lot of our clients have used us for years and never knew. If you […]

- Jen Richardson

123 Financial Group

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